Fern Software Ltd - Features

• Features

About Cubis 8
Designed specifically for growing credit unions, Cubis 8 is an affordable, easy-to-use savings and loans management solution that helps you work more productively, access the information you need to make informed decisions, and effectively integrate with other business applications, including Microsoft Office, Fern Abacus and Fern Creditunion365 web services and other productivity tools.

Cubis 8 includes shares and loans processing and delinquency management as well as very powerful quick and easy reporting. It also includes general ledger, bank reconciliation and direct debits. Ideal for credit unions ready to move beyond a basic solution, Cubis 8 helps you get up and running quickly, scales as your credit union grows, and offers reliable multi-user, multi-branch access and ISO 9001 quality customer support from Fern. Giving you the foundation for a totally integrated IT solution and protecting your initial investment.

To stay competitive, you need to spend time running your credit union, not your software. Cubis 8 gives you the power to be more productive, sooner. With existing Windows software expertise you can more easily learn how to use Cubis 8.

There's no need to hesitate in changing from your present computer software — Cubis 8 is the answer you've been waiting for. Fern will help you set up and make it easy to transfer your current data from your present software. Easy to use Windows menus make it even easier to be up and running in no time. With proven training and support, you could start seeing the difference in your credit union sooner than you think. Fern has installed 100's of systems since incorporation in 1979.

You want to achieve your credit union objectives every day. Cubis 8 makes it easier. Function keys and other built-in features save you time every day by automating routines such as printing cheques and selecting one-off statements. Well designed input screens help you complete the right tasks in the right order, and personalised queries and function key shortcuts make performing frequent tasks faster.

Count on stable and reliable Fern technology. With secure, reliable access for multiple users, audit tracking and controls, you can be sure that your data is safe and secure. Cubis 8 allows you to take control of your system with minimum external assistance e.g. design your own savings and loan products. Plus, it's backed by leading-edge technology.

Cubis 8 connects to BACS (Bank Automated Clearing System) for direct debits, bank statement reconciliation and other automatic banking services. Cubis 8 incorporates ODBC (Open Database Connectivity) which is the world's most common API (Application Program Interface) for linking data between all reputable third party EFT service providers, using SQL as its database access language.

Cubis 8 links directly to Microsoft Word for direct mail merge — simply click on Merge within Cubis to correspond with specific groups of members based on criteria you set. Members' individual records are updated automatically to keep a record of all Cubis generated correspondence. You can also turn credit union member information stored in Cubis 8 into a powerful marketing and direct mail tool. Click on the Excel icon within Cubis to export any report easily to Microsoft Excel spreadsheet for additional analysis. Perform advanced analysis or create graphical presentations or use Excel to create and manage budgets. You have the choice.

Extend to the Web
You want to grow. Get a jump-start by taking advantage of the Internet-based services offered by Fern creditunion365 that integrates directly with Cubis 8 . Create and manage your Web presence, promote your credit union from your own web site, manage email communications with members and other credit union contacts, and allow members to get up to date account information and to efficiently schedule appointments online. With offerings for community and industrial credit unions, Fern creditunion365 helps you extend Cubis 8 to the Web.